8 Health Insurance Mistakes You Don’t Know You’re Making

Health insurance is one of those necessary evils in life. No matter how healthy you are or what kind of work you do, everyone needs to have health insurance. But choosing the right health insurance is not an easy task. Health insurance should be selected according to individual needs and circumstances -- it is not a one-size-fits-all sort of product. There is a certain amount of uncertainty involved in purchasing health insurance. After all, regardless of your current health status, it is im...

The Importance of Credit Education for Women

Just think, less than sixty years ago, a woman would have been hard pressed to get a credit card in her own name. While it’s been rather slow in coming, we’ve come a long way since then. In the 1960s, Americans addressed discrepancies between the sexes and enacted laws that would help level the playing field for women in areas of employment, housing and finance. Today thanks to many of these anti-discrimination laws, more women are in positions of authority and are the major breadwinners for the...

United States Government Sees Financial Benefit of Green Building

Green buildings are becoming increasingly popular, and for good reason. Not only do they leave less of a footprint on the environment, they also result in huge overall savings. Even the U.S. government is taking advantage of financial benefits green buildings can provide. A perfect example of this is the United States Treasury building, which was built in 1836. Since the federal building received its green renovation that left it environmentally-friendly, operating costs have been reduced by ...

Mobile Payments: Just One More Way to Keep More of Your Customers

A variety of tasks and planning go into starting and maintaining a business. A small business owner must set up their business with products or services that will appeal to their intended market. Likewise, the business owner must attract consumers with professional web design, good communication skills, and a solid marketing plan. Once everything is up and running, there will be other items and tools needed to keep customers coming back on a regular basis. Loyal repeat customers are good for...

Save Your Insurance Rates with These Speeding Apps

When it comes to insurance, like everything else, people are looking for ways to save money. This process can start with a discussion with your agent. In some cases, you may not be aware of all the discounts and other savings you may qualify for. Savings can be based on such things as your driving record, the type of car you drive, your age, and other factors. This article offers solid advice on some speeding apps that can save you money (directly or indirectly) on your car insurance rates. B...

Top 5 Mistakes Small Business Owners Make with Credit

When running a small business, problems with cash flow can result in overdraft charges, bad debts, and even business failure. Despite these potential cash-flow problems, small business owners are still prone to making serious mistakes when giving credit to their customers because they have a problem implementing credit control procedures at their companies. Credit control is important for the success of any business, just as it is important to avoid mistakes that can put your cash flow in the ne...

The Birth & Growth of Credit Cards

Have you ever wondered how it came to be that using a credit card would become a necessary part of your personal finances? It seems counterintuitive that borrowing would be a good thing. The fact is, that over time credit has turned into a major factor in demonstrating your ability to manage money over an extended period of time and through the thick and thin times of life. In addition, few of us can get by without a little help from a bank to buy a home, car and other expensive items. There are...

Homeowners: Do Your Own A/C Maintenance Instead of Hiring a Contractor!

Paying a contractor is expensive, and the last thing you want to do is fork over that fee every time your air conditioning unit acts up. This is why it is smart to learn how to do at least a basic level of maintenance on your A/C unit yourself. Replace your air filters at least once a month. If you live in a particularly hot or dusty area, you should change it more often. This is not debatable. Even if you think your filter has a little life left, go ahead and replace it. It’s better to be s...

Are All Credit Cards for Average Credit Just … Average?

Nobody wants to be average. Average is boring, average doesn't stand out – average is, well, average. But it's not always a bad thing to be average, especially when it comes to your credit score. Having average credit is likely to get you decent interest rates, unsecured credit card offers and some solid cash back opportunities. So why does it feel like credit cards for average credit are just that - average? And how can a consumer boost their score into the above-average to good and even...

Top 10 Books Every Investment Banker Should Have

Anyone that has ever had visions of being an investment banker has no doubt picked up a good banking book or two along the way. As they say, the key to success in any business is having a thorough knowledge of the industry and how to successfully perform your role in it. Even though the Internet has become center stage in the last number of years when it comes to picking up tips on how to learn this and do that, there is still nothing quite as satisfying or educational as picking up a good bo...