Home Gyms: Investments That Save in the Long Run

If you've decided to get back into shape - or to get in shape for the first time - congratulations! You're among the all-too-small club that has chosen to stand out from the overweight, energy-drained masses that don't incorporate regular exercise into their daily routines. Regular exercise improves both the body and mind, and is irrefutably linked with longevity, quality of life, confidence and, of course, looking good on the beach. Going to a gym, however, comes with several drawbacks. Eve...

Your Ideas Will Fail if You Don’t Emphasize Them

Many people out there in the world have great ideas about what could make quite a bit of money. Unfortunately, most of them put in a halfhearted effort in order to make their dreams come true. The result is absolute failure. It's difficult to be in the right place at the right time in order to have financial security dropped onto your lap without putting in the effort to make it happen. If you don't put in the work it takes to make the project become a success, then you've already failed before ...

Get a Handle on Your Budget with Personal Finance Software

Take control of your financial future by getting your bills and bank accounts in order with personal finance software. The programs - which range from free to low-cost to the type with all sorts of bells and whistles - help you get a handle on where your money is being spent and stick to a budget. You might think you're doing a good job at saving money, but financial software - which comes either online or as a desktop program - can show you those everyday lunches out of the office and weekly m...

Why You Should Perform a Personal Audit

Learning how to responsibly handle personal finance often comes from observing others – both examples of good and bad money management. One example that should be ignored is demonstrated in the daily news - Uncle Sam. The U.S. government continues to live on the edge of default while owing trillions of dollars of debt amidst a stream of never-ending requests for more resources to pay the bills... demonstrating exactly what you shouldn’t do. How Washington handles the largest economy in the world...

Top-Paying Jobs You Can Secure with a Business Degree

Graduating from college with a business degree or grad school with an MBA is quite an accomplishment. However, unlike some other niche degrees, a business degree doesn't necessarily lead you into a specific career, nevertheless one of the best paying careers out there. If you're like most college graduates, you'd prefer a fairly lucrative career to get you off on the right financial footing and pay down that student debt. Even though a business degree is generally thought of as the stepping ...

Baby Goods: What Can You Buy Used?

Babies are great. They're cute, they represent the infinite possibilities of humanity, and they give us our only and best chance at immortality. They're also expensive. Really, really, expensive. Like cash your paycheck, take the pile of money, set two-thirds of it on fire, and use the rest to dry your tears expensive. Saving money is always great, but unless you're independently wealthy, the benefits of frugality take on a whole new meaning after you and your other decide to duplicate yours...

The Power of Education: Understanding Consumer Protection Laws

Education is one aspect of unlocking the future for financial success, by preparing you for a career that provides sufficient income for all of your needs. A college degree, however, is just another piece of paper in a frame on your wall unless you put what you’ve learned into practice. It’s the same with non-academic areas of life. You may have sat through economics and finance courses without a thought to incorporating those concepts into your daily life. If that’s you, you need to begin today...

Top 7 Ways to Save Money on Your Next Family Vacation

For some reason, travel is one of those things we take for granted as having to be expensive. The family vacation, for example, is a time-honored tradition that most families spend months saving up to take and then have to scrimp and save once they get back to make up for what they overspent. Instead of getting discouraged, though, why not look at it as a challenge to come in under budget this year? There are lots of ways to save money on family vacations. Here are just a few of them: 1. Filte...

7 Inexpensive Crafts You Can Do with the Kids This Summer

Refrains of Alice Cooper's "School's out for the Summer" might be running through your child's head once the bell rang for the final time, but as a parent, you were more likely wondering how you were going to keep that child occupied for more than two months. Amid summer camps, pool time, and family vacations, schedule some creative time to concoct summertime crafts -- it not only helps pass the time in a fun way, it keeps their minds engaged during a time when it's all too easy to watch TV ...

Why Your Child’s Money is Your Responsibility

Before a child is old enough to make their own decisions, what should happen with the money they receive? Grandma and Grandpa may decide to send their grandchild a check for their birthday. The child may win prize money for a competition at school. Giving the money to a child not able to handle these types of decisions is irresponsible. So, whose responsibility is it? As a parent, you have full financial control of your children's money until they are able to take over its management when they c...