Repurposing Household Items: Minimizing Waste

In the present economic environment, in which the savvy person needs to do everything they can in order to get ahead, one effective wealth accumulation strategy to consider is repurposing your household items to minimize waste and maximize cash flow. In other words, there are effective ways you can take a common item everyone has at home and creatively use it for another purpose. Some of these items are things that might be at the end of their useful life but can live on in a few form. The p...

Couponing: An Easy Way to Save Money

Saving money on purchases by finding and using coupons is something that many people don't do at all because they think it's for old ladies. A small minority turn it into a fanatical obsession. In reality, unless you have money to burn, it's foolish not to spend a comparatively small amount of time to save what may accumulate into a sizable amount of money later. Couponing can be tedious, but it's rarely fruitless if it's done right. Follow this guide to spending less and eating better. L...

Top 7 Ways to Save Money on Your Next Family Vacation

For some reason, travel is one of those things we take for granted as having to be expensive. The family vacation, for example, is a time-honored tradition that most families spend months saving up to take and then have to scrimp and save once they get back to make up for what they overspent. Instead of getting discouraged, though, why not look at it as a challenge to come in under budget this year? There are lots of ways to save money on family vacations. Here are just a few of them: 1. Filte...

Never Underestimate the Value of a Budget

For thousands of people across the United States, sticking to a budget is a very difficult task. Part of this reason is because there is no accountability aside from the effects of failure. It takes a great deal of dedication, willpower and persistence in order to make a home budget work. It's all too easy to spend your own money on what you want rather than what you need. A detailed budget can be laid out by the most professional of financial advisers. If the individual doesn't succumb to w...

5 Tips for Saving Cash on Your Daycare Expenses

$235,000. Gulp. Yes, that's the newest estimate of how much it costs for a middle-income family to raise a child through age 17. And then there's college. Whew! After that little shocker, you deserve a reminder of how adorable and funny kids can be, so take a giggle break with the Worry 'Bout Yo-self little lady! How great is she?! Yep. Start sharing that one. She's a keeper, and of course, so are your little ones. Nothing can offset the joy you feel as you watch your little ones...

Pocket Money Management And Teaching Kids To Save

There are three stages of pocket money management. The first is the gift that is given freely to the child. The second stage occurs when the thrifty child saves their pocket money. The third stage is the money they raise themselves. Initially, for most households, pocket-money will begin as a weekly allowance given to the child in order to create a sense of familiarity with money. Gradually, the child becomes aware that this collection of gold and silver coins can be used for purchase. As a ...

Simple Ways to Lower Your Electric Bill

A good way to cut down costs and save money on your electricity bill is switching your home light bulbs to LED lighting available at local retailers or online shops like LightBulbPlanet, LED light bulbs consume 80% less energy than the old traditional incandescent bulbs, directly cutting electricity costs. In addition to switching to energy efficient lights, you can adopt several additional eco-friendly habits that will greatly reduce your energy costs. Use Energy Efficient Lighting Stan...

4 Do’s and Don’ts of Couponing

Even with the world economy slowly recovering, I still find myself coming up a little short at the register. The cost of everything seems to be going up; however, my monthly paycheck does not. I spoke with the experts in free coupons from Canadian Savers, wondering how I could easily save a few dollars here and there and they had plenty of great tips for both novice and experienced savers. Following these simple and logical do’s and don’ts has easily helped me save hundreds of dollars each month...

How to Save Money on Your Business Electricity Bills

A business owner might not realise it, but after paying for the salaries of employees and the rent on an office space, one of the biggest costs that remains is the electricity. Businesses use a vast amount of electricity to operate. They need to have lighting, computers, printers, servers, coffee machines, tea kettles, microwaves, refrigerators, fax machines, scanners and more. And for some businesses, a dry cleaning company for instance, or a bakery, then they have even more electricity cos...

How to Find an Ethical Bank for Your Money

In today’s world, it may seem difficult to find organizations that are trustworthy in terms of dealing in financial transactions. With the recent economic downturn – as well as the numerous “bailouts” of large banks and investment companies, consumers are being much more careful these days about entrusting their hard-earned funds. This is especially so with regard to placing their retirement nest egg and other money that will be needed both now and in the future. Therefore, when searching for...