Tips

Four Simple Steps to Follow When You Say “I Do”

Marriage is a happy and exciting time for two people that have decided they want to spend the rest of their lives together. But money and the handling of it is one of the leading causes of dissension between newly married couples. Putting your cards on the table before the rings and vows are exchanged is the best way to ensure that money will not come between you. (more…)
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5 Tips for Managing Your Finances if You Have Been Laid Off

Anyone, young or old can have the misfortune of being laid off. The economy is such that it has become much more prevalent than it has in the past. There are ways you can survive a lay off if you follow these tips about how to manage your finances. How is Your Money Being Spent? When you are feeling financially flush, there isn’t much thought to how you are spending your money. Most keep track of the important expenses such as car payments, rent or mortgage payments. But as to your daily s...
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What to Do Before Age 30 to Set You on a Firm Financial Path

Setting yourself up for a rosy financial future is not always the first thing one someone under the age of 30 thinks about, but it should be. What you do in your younger years can not only set you on a path to financial security, it will give you the financial discipline you need in order to succeed. Know What Your Goals Are Think about where you want to be financially in the short term such as five years from now. Do you want to have the money to buy a home, a car or finance a wedding? Id...
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Educating Young Children about Money

My mother-in-law is very generous when it comes to giving my children money. It usually comes in the form of $5 or $10 bills inserted into holiday cards or in person during the twice-a-year visits, at which time she chooses to hand them money in a covert way; a sheepish attempt to hide the fact that she's spoiling them. During a recent visit to the local grocery store, my 5-year-old, carrying one of these $5 bills, passed in front of this display of miniature cars that read "4 for $5." He was...
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Lowering My Broadband Bill

When we moved into our house, we signed up for high speed internet with a promotion for $29.99/month for 6 months. That 6 months expired a couple of months ago and since then we have been paying the regular price of over $50/month. You don't have to read too many personal finance blogs to find examples of people who have had their rates for various services lowered just by calling and asking for it. So, I figures I would give it a try. (more…)
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