Spend Your Money on Doing Things Rather Than Owning Things

When dealing with personal finance, it is important to remind yourself from time to time that our most valuable assets are things that cannot be bought. Family and friends would certainly apply to this category. So would your health, time, and knowledge. It would be impossible to put a price tag on any of the above. So let's step back from discussion about saving, investing, and accumulating money, and let's talk about how we spend our money. When it comes to spending your dollars wisely, som...
Read More

Tips To Avoid Getting Into Debt

There are countless blogs, articles, tips, and books about how to get out of debt. The best way to avoid never-ending pressure from creditors to repay overdue bills is to not let the bills become overdue in the first place -- or better yet, to avoid getting into debt at all. You should be taking preventative steps to avoid debt. Pay with cash whenever possible. Stay within your spending limits. Avoid impulse purchases. Avoid "buy now, pay later", "interest-free financing"...
Read More