Bad Credit Cell Phones

In these financially unstable times, many people have found that their credit rating suffers quite a bit of damage. With the ensuing credit issues it may seem almost impossible to get the simplest of necessities back on in ones life. One such necessity is a telephone, and most companies are rather resistant to providing to those they perceive as a risk. The good news is that you can still get a bad credit cell phone. The solution is to be had with a pre-paid, or pay as you go, program. These ...

Using a Credit Repair Law Firm

Getting Help to Fix And Increase Your Credit Score Having a good credit standing will enable a person to enjoy most things in life compared to the person with a bad credit record. And the sad truth is that, what's being said on the credit report of some individuals are sometimes not true due to some errors, which could really happen, according to some reports. Credit card application denials, high interest rates on mortgage loans and other negative and embarrassing impacts of a bad credit r...

How Do Balance Transfers Work

The thing that you see in your mailbox this morning that states “0% interest, credit card offer” may actually be a lot more troublesome than you think. If you’re a long time credit card holder, you might as well be more familiar with the term “balance transfer”. But if you’re just a beginner in the field, don’t be surprised if the first thing you see, when you wake up in the morning, is a messed up credit card bill on your mailbox. If you are not sure what to do, you might panic. How can y...

Improving Your FICO Score

Credit scores, also referred to as FICO scores, can be rightly termed as a way to determine the credibility of an individual for assuming debt. These FICO scores are calculated using software developed by Fair Isaac Corp and are entirely dependent on the past credit history of the individual. All the three major credit-reporting agencies, namely Equifax, Experian and TransUnion calculate these scores and rate the credit risk potential of every individual. Building a good credit history is man...

How to Make the Most of Your Credit Card Travel Rewards Program

Airline reward cards and travel based reward incentives are more popular than ever, especially in the current, struggling economy. If you’ve decided to jump on the travel rewards program bandwagon, here’s how to find the right card and make the most of it. (more…)