To many of us, a home is a special place where we can simply relax and be ourselves, and spend quality time with loved ones. But a home is more than just a roof above your head. You can actually use the value in your home to improve your financial standing. This is through the concept of refinance loans. A refinance loan is basically acquiring a new mortgage loan in order to pay off an existing mortgage loan. Usually, this is done to lower the loan’s interest rate, to switch between a fi...