How to Qualify For Spousal IRA

Just because you are based at home or taking a breather from the workforce, it doesn’t mean you shouldn’t start saving for your senior years. Today’s generous federal policies are helping more and more Americans accumulate that next egg which will see them through their retirement. If you are wondering about these new IRS guidelines, it will be to your advantage to research on spousal IRA to see how you can save up for the rainy days. If you are the non-working spouse in a marriage, you can m...

Spousal IRA

Stay-at-Home Moms Can Have Retirement Benefits With A Spousal IRA Married couples usually have individual careers of their own before they get married. When they were newly-weds, both of them were enjoying their personal incomes and sharing in the expenses at home, such as groceries, bills, fuel and mortgage loans. However, when the first child comes, some couples must sit down and talk about one of them giving up work to stay with their child and take care of him at home while he is very y...