Just because you are based at home or taking a breather from the workforce, it doesn’t mean you shouldn’t start saving for your senior years. Today’s generous federal policies are helping more and more Americans accumulate that next egg which will see them through their retirement. If you are wondering about these new IRS guidelines, it will be to your advantage to research on spousal IRA to see how you can save up for the rainy days. If you are the non-working spouse in a marriage, you can m...